Independent Brokerage

Insurance Solutions for Every Need

As an independent brokerage, we shop 50+ top-rated carriers to find the right coverage at the right price — for individuals, families, and businesses.

Auto Insurance

Drive with confidence knowing you're fully covered.

Whether you drive a single vehicle or manage a fleet, we find auto coverage that fits your lifestyle and budget. We compare rates from dozens of carriers so you never overpay.

Get an Auto Quote

What's Covered

  • Liability coverage
  • Collision & comprehensive
  • Uninsured/underinsured motorist
  • Medical payments coverage
  • Roadside assistance & rental reimbursement

Home Insurance

Protect your biggest investment.

Your home deserves comprehensive protection. We tailor homeowners policies to cover your dwelling, personal property, liability, and more — at a price that makes sense.

Get a Home Quote

What's Covered

  • Dwelling & structure coverage
  • Personal property protection
  • Liability & medical payments
  • Loss of use / additional living expenses
  • Flood & earthquake add-ons available

Commercial Insurance

Protect your business the right way.

From small businesses to growing enterprises, we build commercial insurance packages that protect your assets, employees, and operations — so you can focus on running your business.

Get a Business Quote

What's Covered

  • General liability insurance
  • Commercial property coverage
  • Workers' compensation
  • Business auto insurance
  • Business owner's policy (BOP)

Why Get Coverage Through CNJ?

We Work For You

We represent you, not the insurance company. Our goal is always your best interest.

50+ Carrier Network

Access to dozens of top-rated carriers means more options and better pricing for you.

Expert Guidance

We explain your options in plain language so you can make confident, informed decisions.

Ongoing Support

We're here when you need to file a claim, update your policy, or simply have a question.

Not Sure What Coverage You Need?

That's exactly what we're here for. Tell us about your situation and we'll find the right solution.

CNJ Insurance Solutions

Finding the right insurance solution for all your needs. We shop multiple carriers so you get the best coverage at the best price.

Contact Us

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California Independent Insurance Brokerage License #6020005